Global Network
FORUS is activating a 60-country partnership network in three phases. Phase 1 establishes the founding country cohort in Africa. Phase 2 expands regional clusters. Phase 3 connects the global network.
Network Participants
FORUS connects all existing networks under one interoperable standard — enabling mass adoption of digital currencies by embedding secure payments into everyday technology. Every participant type connects to the same infrastructure:
Central Banks
CBDC issuance, monetary policy, reserve oversight
Commercial Banks
Stablecoin custody, lending, settlement accounts
Fintechs
API integrations, niche products, developer ecosystem
Country Partners
National anchor, local member recruitment, compliance
Corporates
B2B payments, payroll, supply chain finance
Merchants
Acceptance, eCommerce, working capital finance
Cooperatives
Member payments, shared revenue, group finance
Network Activation
FORUS activates the network country by country, in a sequence designed to maximise cross-border corridor value. Each new Country Partner brings their national market under the FORUS standard, recruits local members, and unlocks new corridors to every Country Partner already in the network. The network compounds — every addition makes every existing Country Partner more valuable.
Phase 1 establishes the founding country cohort across Africa — the markets with the strongest merchant density, regulatory appetite, and existing mobile payment infrastructure. Phase 2 expands to regional clusters adjacent to Phase 1 anchors. Phase 3 connects the global network. By full activation, the economic flywheel is self-sustaining across 60 interconnected markets.
Phase 1 — Founding Country Cohort
Phase 2 — Regional Clusters
Adjacent markets where Phase 1 Country Partners have natural cross-border corridors. Each Phase 2 country multiplies the value of existing Phase 1 corridors — adding new transaction pairs and new member networks.
Phase 3 — Global Rollout
Full global connectivity. By Phase 3, the FORUS network spans 60 countries — each a sovereign node operated by a Country Partner, together forming a genuinely global settlement infrastructure.
Priority Sectors
| Sector | Opportunity | Phase |
|---|---|---|
| Street Retail & Markets | Billions in informal cash transactions daily | 1 |
| Cross-Border Remittances | Massive annual flows with extractive fee structures | 1 |
| Gig & Informal Workers | Unbanked workforce receiving cash wages | 1 |
| SME Trade Finance | High capital friction for small businesses | 2 |
| Government Disbursements | Social grants, wages, emergency payments | 2 |
| Healthcare Payments | Fragmented medical billing across regions | 3 |