Local Members
Every FORUS Country Partner builds the network in their country by recruiting local members. This section sets out the value proposition for each member type — the case you make when signing up banks, merchants, government bodies, fintechs, and cooperatives under your Country Partnership.
Country Partners do not build the network alone. The FORUS model succeeds when every member type — from central banks to street merchants — has a compelling reason to join. Each page below articulates that case: what FORUS offers, what problem it solves, and why joining early matters.
Merchants
Zero fees, free tools, working capital, and customer reach.
Corporates & Large Retailers
Eliminate card fees, reduce chargebacks, streamline reconciliation.
Commercial Banks
New customer segments, SME lending, cross-border settlement.
Central Banks
Financial inclusion, CBDC pathway, monetary sovereignty.
Fintechs
Open APIs, distribution, infrastructure without the build cost.
Cooperatives
Zero-fee member services, democratic governance, capital formation.
Channel Partners
60/40 revenue share, customer expansion, and complementary business models.
Government
Economic sovereignty, financial inclusion, development fund allocation.
Brand Advertisers
Basket data, performance pricing, closed-loop attribution.
Community Members
Zero-fee payments, offline capability, financial inclusion, and relevant promotions.
Mavens
Dual participation paths, long-term revenue, governance rights, and capital multiplier.