FORUS Digital working capital finance
Working capital finance
Unlocking Growth Horizons
A Visionary Approach to Working Capital Finance
In a business landscape marked by limited access to finance, compounded by the challenges of navigating a cash economy with unreliable data, the journey to growth and prosperity can be formidable. Today, we stand at the intersection of innovation and empowerment with FORUS Digital’s groundbreaking solution: Working Capital Finance. As we delve into the transformative power of FORUS Digital, we unveil a dynamic pathway that not only addresses the financial constraints faced by businesses but propels them towards unprecedented opportunities for expansion and success. Join us on this journey as we redefine the future of business finance and empower enterprises to thrive in an increasingly interconnected digital economy.
Supply Chain Visibility
By replacing cash in the supply chain the FORUS Digital platform creates new opportunities:
- Inventory Optimization
- Supply Chain Management
- Consolidated Purchasing
- Anonymous Big Data
- Item Data

Mitigate and Manage Risk
Elevating Precision and Insight: Your Path to Informed Decision-Making

Leverage our two decades of expertise in supply chain design and innovation to harness the power of our comprehensive supply chain digital twin. This perpetual reference model serves as an invaluable tool for shaping operational, strategic, and tactical plans. Visualize your entire current state, including nodes, flows, and policies, with our meticulously crafted digital twin, providing a dynamic and insightful perspective on your supply chain landscape.
Financing the Supply Chain
At the core of our strategic offering is a comprehensive solution tailored to empower Cooperative companies in securing seamless production funding and overseeing production-related procurement. Leveraging the innovative FORUS Platform, we present a unified, one-stop platform for Cooperative entities. This holistic approach ensures a streamlined process, allowing Cooperative companies to not only access production funding efficiently but also manage procurement seamlessly. Integral to our platform is Coupa, seamlessly integrated to facilitate the procurement of goods and services throughout the production cycle. Positioned within the landscape, Coupa complements and enhances the overall efficiency, creating a synergy that maximises the potential for Cooperative companies in their production endeavors.
Planning and preparation
-Production project plan
-Budget
-Production Financing
Purchasing the Inputs
-Everything else
-Procurement
Selling the Product
-Revenue Management
-Return on investment realisation
-Supplier payments
Benefits to Business
The FORUS platform transforms the operational landscape for Cooperative companies by simplifying production funding and procurement management. This streamlined approach ensures efficiency, transparency, and enhanced financial control without the need for a traditional credit card. With accelerated production timelines and optimized resource allocation, businesses gain a competitive edge through the intuitive and cost-effective FORUS platform.
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Reduced Risk
Cash Management is the bain of any growing business as owners invariably have to delegate responsibilities necessitating stringent and cumbersome controls against theft and fraud.
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No Transaction Charges
Payments using the FORUS Payment system are free of transaction charges. Government are imposing heavy fees for CASH deposits, as much as 5%.
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Access to eCommerce
Merchants can list their inventory on the FORUS Hyperlocal eCommerce system that brings online buyers, merchants and riders together on one trusted platform
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Less Administration
Since both buyer and seller are positively identified on the FORUS Digital Platform, with all transactions recorded on the blockchain
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Inventory Optimisation
Small business get all the tools they need to optimise their Inventory for free so that they can rely on world class best practices to support their hard work.
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Working Capital Finance
By using the FORUS Digital platform, Small Businesses automatically generate the data needed to apply for working capital finance.
Investment Opportunity
Working capital finance is used to finance inventory. A return on 3% is generated every time inventory is sold using the FORUS Payment System. The revenue is distributed automatically using smart contracts on the FORUS Digital Public Utility Blockchain. The revenue is typically shared as follows:
> Financial Institution
- 1% to the bank that administers the working capital finance
> Investor
- 1% to investors that fund the working capital finance programme
> Platform
- 1% to the FORUS Digital Platform Revenue
Thank You
Creating a sustainable and ethical society where capital understands that creativity, people and the planet are the only things that count.
Please feel free to leave us any feedback below. Your input is valued. These documents are ever evolving as we progress through building this platform, for the people, by the people.